Save Your
Business.

For when the cash is running out and you don't know how bad it is. Unzip it, upload two files to a Claude chat (or open the folder in Claude Code or Codex) and say "Save my business." I lost a business with a full order book in 2018. This is what I wish I'd had, with 22 guides.

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Buy on your phone, set up on your computer. The booklet reads anywhere.

£20 once
Works with ChatGPT or Claude
Yours to keep
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Save Your Business

I can't make payroll on Friday.

Then we start there, calmly. What's in the bank right now, to the pound? And what comes in before Friday?

£3,850. A hotel owes us £6,840 and says Friday. Wages are £3,780.

Ring the hotel's accounts team today and get the time of the payment, not just the day. Then tell your team on Thursday, before payday, not on it. I'll draft both. You make the calls.

13weeks of cash, three ways

14days to bring money in

22guides you can print

630days it took me to recover

£20once, yours to keep

Is this for you?

It's for you if

Cash is tight and you don't know exactly how bad it is.
Wages, rent or tax are due and you're not sure you can pay them all.
You need to know who to ring first, and what to say when you do.
You want a plan for the next fourteen days you can actually follow.

It's not for you if

You need a licensed insolvency practitioner today. It tells you when that's the right call, but it isn't one.
You want someone to hide money or put off the people you owe. It won't help with that.

You'll need

A computer or a phone.
A Claude or ChatGPT account. A free one works the guide-and-spreadsheet way.
About 30 minutes for the first session.

The truth first. Then one thing at a time.

When it's going wrong you can't think straight. So it does the sums and keeps the lists, and gives you the next job. You make the calls.

Where the cash really stands.

Today's balance, then thirteen weeks of money in and out from your bank and your invoices. The week it runs out, in plain sight.

Buy time, the honest way.

Who to talk to first, what to say, and a payment plan you can actually keep. It drafts the letters; you read them, approve them and send them.

Bring money in, then decide.

A fourteen-day plan to collect, sell and cut. Then a clear-eyed look at what happens next, with a licensed adviser when you need one.

Watch how it works.

Buy, download, upload two files to a Claude chat (or open the folder in Claude Code), and say one sentence. Forty-five seconds, start to finish.

Music: Ovanea by Moavii, from Free To Use.

This is what you get to look at.

Real screens from the folder. The business shown is the worked example that comes with it: a fictional bakery, six days into its rescue.

The rescue dashboard: thirteen weeks of cash in three cases, the week it runs out, what is owed both ways and the plan. On a phone it shows as the phone version: one column, read top to bottom. — Your cash on one page: thirteen weeks, three cases, and the week it runs out.

*** FICTIONAL EXAMPLE: every person, firm and number here is invented. ***
Thornbeck Bakery · Monday 22 March 2027
Bank: £3,850 on Mon 22 Mar.
Base case: lowest -£1,990 in week 13. Cash holds for 13 weeks, within your £5,000 overdraft.
Without the £2,100 overdue (1 debt with no plan yet): lowest £110, cash holds for 13 weeks. A payment plan agreed early changes the picture.

CALL TODAY: Energy arrears (utility, £2,100): tell them before they chase you, and ask for time.

THE NUMBERS SAY
- On the worst case, cash runs out in week 4 (Thu 15 Apr). Don't count on the money you're only likely to get.
- 1 overdue debt and nobody has spoken to them yet. Silence makes creditors act. Talk first.
- £8,160 is owed to you and overdue. Collecting it is the cheapest money you'll find.
- Plans are in place, but you still owe £29,800 against £12,570 you have and are owed. A plan buys time; it doesn't change that. A licensed insolvency adviser can confirm your options before you pay one creditor ahead of another.

1. Actions due (4)
a-001 Ring Ellerby Hotel's accounts team and confirm £6,840 by Mon 22 Mar
a-002 Ring Café Mosaic's owner, not the email addres £1,320 by Tue 23 Mar
a-004 Letter to the last 25 wedding-cake customers: £1,500 by Wed 24 Mar
a-009 Book a free first call with a licensed insolve by Wed 24 Mar

2. Money to chase (2)
i-001 Ellerby Hotel £6,840 35 days late chased Fri 19 Mar
i-002 Café Mosaic £1,320 12 days late chased Wed 17 Mar

3. Going out in the next 7 days (£8,840)
Tue 23 Mar Card fees £160
Tue 23 Mar Energy arrears £2,100
Wed 24 Mar Flour and ingredients £2,100
Fri 26 Mar Millstone Flour (plan) £700
Fri 26 Mar Wages £3,780

4. People to talk to (1)
d-004 Energy arrears Utility £2,100 not contacted

5. Bills owners forget, nothing logged yet (7): paye; corporation; pension; insurance; rates; balloon; deposits
See them: python3 rescue.py forgotten

Letters: 1 waiting (1 approved, ready for you to send).

If you can't see a way through, you're not the first and you're not alone. Talk to someone today: a friend, your doctor, or a helpline in your country (UK: Samaritans 116 123; Spain: 024; US: 988).
A working tool, not legal, financial or tax advice. If the business can't pay its debts as they fall due, talk to a licensed insolvency adviser before you pay one creditor ahead of another or take on new debt.

Every morning: the cash, what the numbers say, who to chase and who to ring.

A payment-plan letter to the tax office, drafted by the desk and approved by the owner — A payment-plan letter: honest, specific, and nothing promised that the forecast can't pay.

Six stages. Start with what's urgent.

Wages, rent or tax due in the next two days? It starts with the first forty-eight hours, and comes back to the rest.

The truth

Today's balance and thirteen weeks of cash, every figure marked actual, committed, likely or hoped.

Time

Everyone you owe, in the order to talk to them. Payment plans you can keep, agreed in writing.

People

Your team told before payday. Family, lenders and investors told the truth. An adviser booked.

Money in

Fourteen days to collect what you're owed, sell what you don't need and sell to people who already buy.

The cuts

Costs that don't bring revenue, gone. Prices that leave a margin. The quiet leaks found.

Decide

Keep going, change shape, sell or close: decided with the numbers, and with a licensed adviser when it matters.

Save Your Business.

£20 once

My Turnaround is eight weeks with me. This is the method behind it, for you to run tonight, for £20.

Instant download · Works, or your money back · Secure checkout with Stripe

Installs nothing · No tracking · Nothing sent to Nine Bar

A folder you keep. Pay with Stripe, download straight away, and we email you the link.

Get it for £20

Or get all six business playbooks, this one included, for £60: Start, Round, Grow, Audience, Save and App. Or any three for £45, your choice.

Already bought it? Get your download link again.

The booklet: every guide in one PDF, for your phone or to print
The playbook: what I learned losing a business, and since
22 guides, from the first forty-eight hours to after the fall
The cash rescue spreadsheet
The cash tracker, letters and dashboard
A worked example to copy from
Works with ChatGPT or Claude

What buyers said.

Word for word.

“Jamie's playbooks are a gamechanger.”

Jay Shah, Sportbuddy

What's in the folder.

The AI reads the playbook. These are yours: 22 guides in my voice, the cash rescue spreadsheet and a worked example.

The Save Your Business folder: the playbook, the tools and a library of guides

Start

What to say to your AIThe exact sentences to say to your rescue desk, from the first hour to the bad days, with what each one sets off and what the desk will never do for you.

The first forty-eight hoursWages, rent or a tax deadline is due in two days and the money isn't there: what to do, hour by hour, in the right order, and the four things never to do in a panic.

What happened in 2018How I lost a profitable business with a full order book, what it did to me, what I'd do differently, and the questions to ask of your own business today.

When to get helpWho does what when a business is in trouble, the signs that mean you ring someone today, how to check they're licensed, and what to bring to the first call.

UK and Spain: who to callThe official numbers and free services for a business in trouble, checked on the official websites on 14 November 2026. Numbers and limits change: check the page before you rely on a figure.

Rules of the roadThe safety rules, the law and the lines your rescue desk won't cross, in plain English, so you know what puts you at risk and who to ask before you act.

Cash

The thirteen-week forecastHow to build a week-by-week forecast of your cash from your bank statement in about an hour, mark every figure by how sure it is, and find the week the money runs out.

Cash in fourteen daysA day-by-day plan for an owner already in trouble: collect what's owed, sell what you don't need, sell to people who already buy from you, and keep every new pound at full margin.

Chasing what you're owedHow to turn late invoices into cash: who to chase first, what to say on the phone, how to hold people to a date, and three letters for when a call isn't enough.

Margin checkWork out what each thing you sell really leaves you after its direct costs, find the ones that lose money, and decide what to do with them.

The people you owe, and who owe you

Who to talk to firstThe order to ring the people your business owes, why that order, a short script for each, and how to keep a record of every conversation.

Talking to the tax officeHow to ring the tax office before they write to you, what to have in front of you, what they will ask, and the words and letter that get a payment plan you can keep.

Payment plansHow to work out what you can really offer from the forecast, put it in writing, keep every payment, and stay fair when several people are waiting at once.

Telling your teamWhen and how to tell your staff the business is in trouble: before payday, all together, the truth, with a script, honest answers to the questions they'll ask, and where to take advice.

Suppliers and landlordsHow to keep your suppliers supplying and your landlord on side when you can't pay what you owe: pay for new orders, offer a plan for the arrears, know what they can take back, and never go silent.

Lenders and investorsHow to talk to your bank, your lenders and anyone who has put money into the business when things go wrong: before a payment is missed, with the forecast in hand, and in an update that tells them the good, the bad, the ugly and what you need.

Cutting and selling

Cutting costs without killing itHow to go through every cost and decide to keep it, cut it, delay it or renegotiate it, in the right order, so you stop the cash leaking without cutting the things that bring money in.

A price rise in a crisisWhy a business short of cash often needs to charge more, not less: how to set the new price from your own costs, who it applies to and when, how to tell customers honestly, and the sum that tells you how many sales you can lose and still be better off.

The new money trapWhy borrowing or raising money to fill a hole usually makes the hole bigger, the kinds of money that find you when you're desperate, what a personal guarantee really means, when new money can help, and a checklist to run before you take a penny.

You, the owner

Stop or keep goingHow to decide whether to carry on, change shape, sell or close: the four questions that settle it, every option in plain words, how to end it well if that's the answer, and a worksheet to fill in before you talk to an adviser.

The weight of itWhat a business in trouble does to the person running it, what I went through, what actually helps, the numbers to ring, and a short checklist for a bad night.

After the fallIf the business closes or you lose it: what the first weeks are like, the practical jobs that protect you, how I rebuilt over 630 days from a social media job, what I did differently the second time, and the people who stay.

Spreadsheets and the worked example

Cash rescueA 13-week cash forecast, what you owe in the order to talk, what you're owed, and the 14-day plan.

A worked exampleA fictional bakery six days into its rescue: its forecast, what it owes and is owed, a payment-plan letter, the plan and the dashboard.

The playbook.

What I learned losing a business in 2018 and helping hundreds of owners through bad years since. What works, and what makes it worse.

The cash tracker.

Runs in your chat or on your computer and never touches the internet or your bank: the forecast, what's owed both ways, the plan, letters and the dashboard.

The rules of the road.

Safety first, then the law in plain words: when you need a licensed adviser, and the lines you must never cross.

"Who knew you could go bust with a profitable product and a full order book?"

In 2018 I lost a business people loved. £250,000 of investment became £0, and I had to start again from nothing. It took me 630 days to feel like myself. I didn't know where the cash really stood, I talked to people too late, and I let new money paper over old problems. This folder is the order I'd do it in now: the truth, time, people, money in, the cuts, then a decision you can live with.

Jamie Mussett Harford

The rules it keeps for you.

A business in trouble is where people get hurt. So it's careful.

You come first.

If it gets dark, it stops the sums and helps you find someone to talk to, today.

Nothing made up.

Every number comes from your bank, your invoices or you, marked by how sure it is.

Nothing shady.

It won't help hide money, mislead anyone you owe, or pay one creditor ahead of another when you can't pay them all.

It never contacts anyone.

No link to your bank or your email. It drafts; you approve; you send.

Questions owners ask.

Is it too late?

The earlier the better, but it's rarely too late to know where you stand and to talk to people honestly. If the business may not be able to pay its debts, it tells you plainly to speak to a licensed insolvency adviser this week, and helps you get ready for that conversation.

Is this legal or financial advice?

No. It's a working method and a set of tools. It does the sums and drafts the words. Where the law matters, it says so and points you to a licensed insolvency adviser, an accountant or a lawyer. Many give a first conversation free.

Will it contact my bank or the people I owe?

No. It has no link to your bank, your email or anyone else. Every call, letter and message is yours. It drafts; you read, change and approve; you send.

What do I need?

Easiest in a Claude chat, with nothing to install: you upload two files from the folder to start (a guides file when it asks) and it keeps your 13-week forecast, drafts the letters and draws the dashboard. Also ChatGPT Plus, or Claude Code and Codex if you use them. On free ChatGPT, Gemini or Copilot it works the guide-and-spreadsheet way: the same method, with the big sums in the spreadsheet and no dashboard. Have your bank statement to hand.

Is it safe to open and run?

Yes. Nothing in the folder installs anything, runs on its own or sends anything to anyone. It holds guides, spreadsheets with no macros, PDFs and one small Python script, rescue.py, that uses only what comes with Python. It never goes online and has no link to your bank, your email or anyone else. Nothing is ever sent to Nine Bar: no accounts, no tracking. In a chat, what you upload is read by that AI company, so don't upload passwords or card numbers. You can open the script in any text editor and read every line, and the folder includes a page that lists exactly what it does.

I'm a sole trader. Is it for me?

Yes. The cash method is the same. Your personal finances are tied to the business, so it points you to a free debt charity in your country early.

I'm not coping.

Please talk to someone today: a friend, your doctor, or a helpline in your country (UK: Samaritans 116 123; Spain: 024; US: 988). The business can wait an hour. You are worth more than it.

Can I get a refund?

If it won't open or run on your computer, yes. Email Jamie within 30 days of buying: we'll help you get it working, and if we can't, we refund you in full. We don't refund a change of mind, because the download is yours the moment you pay.

Rather have me in it with you?

Save Your Business is the do-it-yourself version.

The Turnaround

8 weeks

Eight weeks: cost and margin audit, 13-week cash forecast, pricing and marketing fixes, weekly reporting and a 90-day plan.

What's included

The Pressure Call

1 hour

Sixty minutes with me on where you stand, and a written plan for the next thirty days.