Nine Bar

A business plan built to be used.

Not forty pages nobody reads: a plan and a three-year financial model that a bank, an investor, a landlord or a partner will believe, because every number has a reason behind it. Written with you by someone who has built businesses, raised £130M alongside founders and advised more than 350 owners.

Free, and in any language.

The mountains above Sa Calobra, Mallorca

Every number
explained.

A plan and a three-year model that a bank or an investor will believe.

Jamie Mussett Harford

“Jamie, you don't talk about your services ever, they are really great, and can help lots of people.”

A founder in Jamie's community of 250+ founders

£130Mraised alongside founders

350+business owners advised

19K+LinkedIn followers

What a plan is for.

What you get.

The plan
Ten to fifteen pages: the business, the market, the customers, the operation, the team, the numbers and the risks, in plain language.
The model
A three-year financial model in a spreadsheet you own: revenue drivers, costs, cash, break-even and scenarios, with the assumptions on one page.
Written with you
Two to three working sessions, then drafts you can take apart. The plan has to be yours when someone asks a question about it.
How it starts
A free WhatsApp chat with Jamie, in any language, about the size and purpose of the plan. For a new restaurant, bar or hotel, the six-week Opening Plan covers it in full.

Built it. Lost it.
Built it again.

Jamie Mussett Harford

I've raised venture capital for my own companies and £130M alongside founders across more than 150 funding rounds, and advised over 350 business owners. I started in my family's restaurant at ten.

In 2018 I lost a business. I moved my family to Spain and rebuilt from nothing. The people I work with get someone who has made the expensive mistakes already.

The record.

150+funding rounds, 2018 to 2025

£130Mraised alongside founders

350+business owners advised

10,000+hours on fundraising

13%of Europe's equity crowdfunding campaigns in 2020, and 20% of the UK's: 68 rounds

£4.75Mraised with clients from outreach in 2024

€38Min hospitality term sheets

100+pitch decks written and designed

What people said.

Word for word. Some names left out: discretion is part of the work.

“Working with Jamie changed our whole trajectory and growth.”

Juan Ferrer, Enjoy Group

“I worked with Jamie on our funding round. Excellent results.”

John Lewis, Yavrio

“This has been a brilliant service, we fixed some fundamental problems with the narrative and the output was fantastic. Highly recommend working with Jamie.”

Founder of a climate-tech start-up, after a pitch deck rebuilt in a day, 2023

“I chose to partner with [Jamie's team] as they have a proven track record in ensuring that those who commence or complete fundraising actually achieve it.”

Founder of a national index of investment demand, two decades in SME investment, 2021

“Jamie, you don't talk about your services ever, they are really great, and can help lots of people.”

A founder in Jamie's community of 250+ founders, 2024

“The best pitch deck I've ever seen.”

Said of Jamie's decks, more than once

Questions people ask.

How does it start?

With a free WhatsApp chat with Jamie, in any language, about what the plan has to achieve. Jamie writes the kind built with you for a lender or investor, not a filled-in template.

Can I write my own business plan?

Yes, and the free financial model and templates in the free account are a good start. Where people get stuck is the model and the assumptions; that is where a working session pays for itself.

Do banks in Spain need a business plan?

For most loans, ENISA applications and ICO-backed finance, yes: a plan, a cash forecast and the owners' own contribution. The lender tests the cash cover and the realism of the sales line before anything else.

How long does it take?

Two to four weeks from the first session, depending on how much of the information already exists.

Nine Bar does not give regulated financial, legal or tax advice.

One chat. Every part of the business.

Money, marketing, websites, buying and selling. One person accountable for all of it.

Bring the
hard problem.

No call to book. Message Jamie on WhatsApp, in any language: the business and the decision in front of you.

Chat with Jamie on WhatsApp

Free, and in any language. Leave your email and Jamie's WhatsApp appears here. Then tell him about the business and the decision in front of you.

Your email is kept for Jamie and never shared. Mutual NDA as standard.

Rather email? Write to harfordjamie7@gmail.com.