Nine Bar

What is your business worth?

Not a rule of thumb: a valuation built from your real margin, the cash the business throws off, what a buyer or investor can finance, and the reasons they will accept the number. For owners selling, raising, buying out a partner or simply wanting to know.

Free, and in any language.

Rows of olive trees on red earth at Deià, Mallorca

A number
with reasons.

A low, fair and stretch value, and what would raise it, built from your accounts.

Jamie Mussett Harford

“Jamie, you don't talk about your services ever, they are really great, and can help lots of people.”

A founder in Jamie's community of 250+ founders

£130Mraised alongside founders

350+business owners advised

19K+LinkedIn followers

Why most valuations are wrong.

What you get.

The adjusted numbers
Your accounts restated the way a buyer, an investor or a bank would read them.
A range, with reasons
A low, a fair and a stretch value, each with the argument that supports it and the facts that would move it.
What adds value
The handful of changes in the next six to twelve months that would raise the number, and by how much.
Who it is for
Owners preparing to sell, founders setting a price for a raise, partners buying each other out, and anyone deciding whether to keep going.
How it starts
A free WhatsApp chat with Jamie, in any language, about the business and what the valuation is for. Mutual NDA from the first message.

Built it. Lost it.
Built it again.

Jamie Mussett Harford

I've raised venture capital for my own companies and £130M alongside founders across more than 150 funding rounds, and advised over 350 business owners. I started in my family's restaurant at ten.

In 2018 I lost a business. I moved my family to Spain and rebuilt from nothing. The people I work with get someone who has made the expensive mistakes already.

The record.

150+funding rounds, 2018 to 2025

£130Mraised alongside founders

350+business owners advised

10,000+hours on fundraising

13%of Europe's equity crowdfunding campaigns in 2020, and 20% of the UK's: 68 rounds

£4.75Mraised with clients from outreach in 2024

€38Min hospitality term sheets

100+pitch decks written and designed

What people said.

Word for word. Some names left out: discretion is part of the work.

“Working with Jamie changed our whole trajectory and growth.”

Juan Ferrer, Enjoy Group

“I worked with Jamie on our funding round. Excellent results.”

John Lewis, Yavrio

“This has been a brilliant service, we fixed some fundamental problems with the narrative and the output was fantastic. Highly recommend working with Jamie.”

Founder of a climate-tech start-up, after a pitch deck rebuilt in a day, 2023

“I chose to partner with [Jamie's team] as they have a proven track record in ensuring that those who commence or complete fundraising actually achieve it.”

Founder of a national index of investment demand, two decades in SME investment, 2021

“Jamie, you don't talk about your services ever, they are really great, and can help lots of people.”

A founder in Jamie's community of 250+ founders, 2024

“The best pitch deck I've ever seen.”

Said of Jamie's decks, more than once

Questions owners ask.

How do you value a small business?

Usually as a multiple of its sustainable, adjusted profit, cross-checked against the cash it generates and against what similar businesses have sold for. The multiple moves with the sector, the size, how dependent the business is on the owner, the lease or licence and the quality of the numbers.

How do you value a startup with no profit?

By what it has proved: customers, revenue growth, the team and the size of the opportunity, compared with what investors have paid for similar companies at the same stage. The valuation is a negotiating position; the model behind it has to hold.

Is this a formal valuation for court or tax?

No. This is a commercial valuation for a decision: selling, raising, buying out a partner or planning. Where a sworn or regulated valuation is required, Jamie works alongside the professional who provides it.

How long does it take?

Two to three weeks from receiving the accounts for most small and medium businesses.

Nine Bar does not give regulated financial, legal or tax advice.

One chat. Every part of the business.

Money, marketing, websites, buying and selling. One person accountable for all of it.

Bring the
hard problem.

No call to book. Message Jamie on WhatsApp, in any language: the business and the decision in front of you.

Chat with Jamie on WhatsApp

Free, and in any language. Leave your email and Jamie's WhatsApp appears here. Then tell him about the business and the decision in front of you.

Your email is kept for Jamie and never shared. Mutual NDA as standard.

Rather email? Write to harfordjamie7@gmail.com.